Jacobo Loyola-Torres, MD
Nephrology · Caguas, PRNPI 1376988519
Payments from drug & device makers
What this record shows
Almost everything reported here is food and beverage — 95.4% of the total across 80 separate payments, which is the pattern of a clinician who attends manufacturer presentations rather than one with a consulting arrangement. 16 manufacturers reported payments, led by AstraZeneca at 29.2% of the total.
Across 80 payments — averaging $43.60 each. Meals, travel, consulting and speaking fees, gifts and royalties reported by drug and device makers.
- AstraZeneca$1K
- Amgen$531
- Mallinckrodt Hospital Products Inc.$284
- Merck$271
- Bayer Puerto Rico Inc.$245
- ANI Pharmaceuticals, Inc.$156
- plus $983 from 10 others
Across 19 payments — averaging $7484.58 each. Payments tied to a research study. These frequently flow through the physician to a hospital or research institution rather than to the physician personally.
- Merck$107K
- CSL Behring$32K
- Novartis$2K
What the payments were for
- Food & beverage$3,32895%
- Education$1605%
Most of this is food and beverage — typically meals provided during product presentations at a clinic or hospital. Nationally that is the single largest category of reported payments by count.
General payments by program year
Who reported the general payments
Companies are grouped under their corporate parent — a single manufacturer often files under several CMS reporting entities. Research and ownership payments are counted separately and are not in this table.
| Company | Payments | Total |
|---|---|---|
| AstraZeneca | 28 | $1,017 |
| Amgen(2 entities) | 7 | $531 |
| Mallinckrodt Hospital Products Inc. | 3 | $284 |
| Merck | 4 | $271 |
| Bayer Puerto Rico Inc. | 10 | $245 |
| ANI Pharmaceuticals, Inc. | 7 | $156 |
| Boehringer Ingelheim | 3 | $139 |
| Johnson & Johnson | 2 | $138 |
| Bard Peripheral Vascular, Inc. | 1 | $132 |
| Travere Therapeutics, Inc. | 1 | $124 |
| AbbVie | 1 | $106 |
| Vifor Pharma, Inc. | 4 | $99 |
| Bayer | 4 | $94 |
| Mallinckrodt Enterprises LLC | 1 | $75 |
| Novartis | 3 | $53 |
| Calliditas Therapeutics US Inc. | 1 | $22 |
What the payments were tied to
Products named in the reported payments. Only payments of $100 or more are attributed here — the typical reported payment nationally is a meal worth about $16, and listing those product-by-product would be noise.
How this compares
$3,488 in reported general payments places this provider in the 75th percentile of 161 nephrology providers in Puerto Rico.
Medicare billing
What this is not: this is the amount Original Medicare Part B allowed for services this provider billed in 2024. It is not their income. It excludes Medicare Advantage — now more than half of all Medicare enrollment — along with Medicaid and all commercial insurance, and it is gross practice revenue before staff, rent, supplies and malpractice premiums. CMS also suppresses any figure covering ten or fewer patients, so low-volume providers appear smaller than they are.
Most prescribed under Part D
| Drug | Claims | Cost to plans & patients |
|---|---|---|
| FarxigaDapagliflozin Propanediol | 169 | $103,375 |
| Sevelamer Carbonate | 409 | $53,481 |
| Lanthanum Carbonate | 90 | $48,543 |
| LokelmaSodium Zirconium Cyclosilicate | 41 | $31,602 |
| OzempicSemaglutide | 24 | $23,629 |
| JardianceEmpagliflozin | 33 | $22,027 |
| KerendiaFinerenone | 30 | $20,201 |
| VeltassaPatiromer Calcium Sorbitex | 22 | $18,292 |
| JanuviaSitagliptin Phosphate | 12 | $9,234 |
| RetacritEpoetin Alfa-Epbx | 20 | $8,867 |
| TradjentaLinagliptin | 16 | $8,701 |
| JanumetSitagliptin Phos/Metformin Hcl | 11 | $6,448 |
| Calcium Acetate | 42 | $3,127 |
| LantusInsulin Glargine,hum.Rec.Anlog | 17 | $1,801 |
| Losartan Potassium | 168 | $1,214 |
Paid to pharmacies, not to this prescriber.
Companies that both paid and supply prescribed drugs
These companies both reported payments to this provider and make drugs the provider prescribed under Medicare Part D in 2024. For most specialties this overlap is expected — a cardiologist who is paid by a cardiology drugmaker also treats heart disease. It is shown so the reader can see it, not because it implies anything on its own.
| Company | Paid to this provider | Part D cost of their drugs |
|---|---|---|
| AstraZenecaFarxiga, Lokelma | $1,017 | $134,977210 claims |
| Boehringer IngelheimJardiance, Tradjenta | $139 | $30,72849 claims |
| BayerKerendia | $94 | $20,20130 claims |
| MerckJanuvia, Janumet | $271 | $15,68223 claims |
| AbbVieSynthroid | $106 | $64113 claims |
Reading this fairly. The Part D column is what drug plans and patients paid pharmacies — this provider received none of it, and it reflects how many patients they treat and what those drugs cost. Against peers, this provider's reported payments sit in the 75th percentile of 161 nephrology providers in Puerto Rico.
Other nephrology in Caguas
- Eugenia Galindo RamosCaguas$7K
- Jesse Diaz CorreaCaguas$5K
- Enrique AcostaCaguas$4K
- Ricardo Calderon OrtizCaguas$3K
- Moises Ortiz VillalobosCaguas$3K
- Rafael Baquero AlvarezCaguas$3K
- Eddie Rodriguez CastroToa Baja$591K
- William Hurtado-SantiagoMayaguez$191K
- William Vega OcasioCayey$40K
- Felix Perez RamosPonce$27K
Where these figures come from
- Payments: CMS Open Payments, program years 2019–2025 (publication P06302026_06032026).
- Billing: Medicare Physician & Other Practitioners, data year 2024. Original Medicare Part B only.
- Identity: NPPES NPI Registry, July 2026.